Pay in parts with ESTO
3 payments with no extra cost or a longer term of up to 60 months – arrange it right at checkout.
You can now split larger purchases on 1store.lv into payments with ESTO. Everything happens at checkout – no extra paperwork and no visits.
3 payments, no extra cost
- Split the purchase into 3 equal parts – one every 30 days.
- 0 % interest and 0 € fees when you pay on schedule.*
- Available for marked products – look for the «ESTO 3» block on the product page. For example, all robotic lawn mowers.
Longer term – up to 60 months
- Terms from 6 to 60 months; the longest term depends on the purchase amount.
- The product page shows the estimated monthly payment right away – choose the term and a down payment.
- ESTO sets your interest rate personally – you will see the exact terms in the contract before signing.
How it works
- Add the product to the cart and go to checkout.
- Choose ESTO 3 or ESTO instalments as the payment method.
- Fill in the application on ESTO's site and sign the contract with Smart-ID.
- Confirm the order – we will prepare it for delivery or store pickup.
Representative examples
ESTO 3: price of the item 600,00 €, 3 payments of 200,00 € every 30 days, interest rate 0 %, contract fee 0 €, APR 0 %, total amount payable 600,00 €.
ESTO instalments: The annual percentage rate of ESTO LV AS hire purchase is 52,7 % under the following example conditions: loan amount 1 199 €, cost of goods/services 1 199 €, down payment 0 %, fixed interest rate 22,2 %, contract fee 29,90 €, monthly administration fee 9,90 €, total amount of the loan and repayments 1 496,70 €, subject to repayment within 12 months in monthly instalments of 122,24 € (first instalment 152,14 € including the contract fee). Your rate is personal.
* If a payment is more than 7 days late, the discount is lost and a schedule with interest and fees applies – up to 36 months.
Warning! Borrowing costs money.
Credit provider – ESTO LV AS. ESTO reviews the application and makes the decision. Available to private individuals. You can withdraw from the contract within 14 days after signing. Terms: esto.eu.
