Payment Terms

Last updated: 10 October 2026

1. General

These terms set out how and when to pay for purchases in the online store 1store.lv. The store is operated by Mercurius Trade SIA, reg. No. 40203063532, VAT No. LV40203063532, Rēzeknes iela 3A, Riga, LV-1073 (hereinafter: the Seller).

2. Payment methods

We do not accept bank cards at the moment.

3. When to pay

1. We do not require prepayment. For items marked «Available on order» you also pay nothing until the item is in our warehouse.
2. Pickup in store and express delivery with our own van: in the store you can pay on the spot in cash or by instant payment, if your bank supports it. With our own van you can pay in cash on receipt or by bank transfer; in that case the invoice covers the goods, we deliver after receiving the payment, and you pay for the delivery and services separately, in cash to the courier (the services are provided by our partners). This is also shown in the order form. For companies and self-employed persons, delivery and services are included in the invoice.
3. Standard delivery with DPD: the DPD courier does not accept money. When the item is ready to ship, we send the invoice; we hand the item to DPD after receiving the payment.
4. ESTO: we hand over or ship the item after ESTO has approved the application and the contract has been signed.

4. ESTO 3 and ESTO instalments

1. Choose ESTO 3 or ESTO instalments as the payment method, fill in the application on ESTO's site and sign the contract with Smart-ID, then confirm the order.
2. ESTO 3: the purchase amount is split into 3 equal parts, one every 30 days. 0 % interest and 0 € fees when payments are made on time. If a payment is more than 7 days late, the discount is lost and a schedule with interest and fees applies, up to 36 months.
3. ESTO instalments: term from 6 to 60 months; the longest term depends on the purchase amount. The product page shows the estimated monthly payment; you will see the exact terms in the contract before signing.
4. Representative examples. ESTO 3: price of the item 600,00 €, 3 payments of 200,00 € every 30 days, interest rate 0 %, contract fee 0 €, APR 0 %, total amount payable 600,00 €. ESTO instalments: The annual percentage rate of ESTO LV AS hire purchase is 52,7 % under the following example conditions: loan amount 1 199 €, cost of goods/services 1 199 €, down payment 0 %, fixed interest rate 22,2 %, contract fee 29,90 €, monthly administration fee 9,90 €, total amount of the loan and repayments 1 496,70 €, subject to repayment within 12 months in monthly instalments of 122,24 € (first instalment 152,14 € including the contract fee). Your rate is personal.
5. Warning! Borrowing costs money.
6. Credit provider: ESTO LV AS. ESTO reviews the application and makes the decision. You can withdraw from the contract within 14 days after signing. Terms: esto.eu.

5. Invoices for companies

1. For companies and self-employed persons we issue an invoice with full details. Payment by bank transfer only, cash is not available.
2. For goods listed in Section 143.¹ of the Latvian VAT Act, if the buyer is a registered VAT payer (checked in the VIES register), the VAT reverse charge applies: VAT 0 %. Delivery keeps 21 % VAT.

6. Prices

Prices are in euros including 21 % VAT. The order total is fixed when the order is confirmed and does not change afterwards without the Buyer's consent.

7. Refunds

If the Buyer exercises the right of withdrawal, we refund the money within 14 days using the same payment method, unless the Parties agree otherwise. If the purchase was made with ESTO, the refund goes through ESTO. Full procedure is on the Product Returns page.

8. Related documents

• Delivery Terms
• Product Returns
• Warranty Terms
• Terms of Use

9. Contacts

1store@mercurius.lv · +371 22059100 (phone and WhatsApp)